Raman Kumar, the Oliver Professor of Investment Management in the Pamplin College of Business at Virginia Tech, can provide information on the highly complex and opaque nature of the mortgage-backed securities that were being rated by S&P, and how this complexity and opacity may have contributed to the higher ratings of these securities, and not necessarily because of any deliberate wrongdoing.

Kumar is an expert on financial securities and their associated risks and credit ratings. He can be reached at 540-231-5700 or by emailing [email protected]

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