-- Charles Figley, professor of social work and director of the FSU Traumatology Institute:

"In traumatology, there is a phenomenon called the 'anniversary effect' where there is a resurgence of symptoms,'' says Figley, who has achieved international recognition for his work in the area of traumatology and compassion fatigue and is the founder of the Green Cross Foundation. "But on the other side of the coin, an anniversary is a time to look at how far we've come and celebrate our resiliency. We need to appreciate our success stories, while offering a hand to those who still need it."

'DIRTY' BOMBS

-- Gregory R. Choppin, professor of chemistry and FSU Robert O. Lawton Distinguished Professor:

"'Dirty bombs' are unlikely to result in a sufficient level of residual concentration of radioactivity at any particular small area of the bomb site to result in serious harm to anyone who arrives after the explosion," says Choppin, who served on a U.S. Department of Energy workshop on terrorist threats and dirty bombs. "However, public reaction to the presence of radioactivity in the area will still be much greater than justified by the actual danger posed by the radioactivity."

ECONOMY

-- E. Ray Canterbery, professor of economics:

"Sept. 11 prolonged the economic downturn we were experiencing last year and delayed the recovery," says Canterbery, the author of "Wall Street Capitalism," who explains that consumer confidence has since been shaken by corporate accounting scandals and bankruptcies. Still, the threat of terrorism looms large. "It creates the kind of tension about the future that affects both business and household planning. We're still fearful."

GRIEF

-- Sally J. Karioth, associate professor of nursing:

"The idea that things will be worse if you talk about them is one of the greatest myths of sadness," says Karioth, a grief, trauma and stress expert who counseled the survivors of the terrorist attack on the Pentagon and children who lost parents in the World Trade Center. "Nothing can make the event worse -- that's already happened -- but telling your story and having others validate your grief can only help. Ultimately grief can't be denied -- sooner or later it will show itself in some form or another."

HEALTH

-- Dr. Robert Brooks, associate dean for health affairs and director of the Center on Terrorism and Public Health at the FSU College of Medicine:

"There are many individuals and groups throughout the world who have both the desire and the resources to try and destroy the freedom we hold so dear," says Brooks, the former secretary of the Florida Department of Health. "This is a key time in our nation's history for health and security professionals and the public at large to come together to maximize protection from these external extremists and secure our way of life."

HISTORICAL PERSPECTIVE

-- Neil Jumonville, professor of history:

"It's the first time in our history that Americans have felt vulnerable from those who live here or have infiltrated inside," says Jumonville, who specializes in American intellectual and cultural history. "Since George Washington's day, Americans have felt protected by oceans to the east and west and friendly neighbors to the north and south. But we are now part of the world in a way that we have never been before."

INSURANCE

-- James Carson, eminent scholar of risk management and insurance:

"The main lesson for the insurance industry since Sept. 11 is to invoke a renewed respect for quality underwriting," says Carson, who is researching the insurance industry's ability to finance catastrophic risks. "It is well known that insurers have been underpricing many types of coverage, which can go unchecked for many years. Obviously, state regulators, who often must approve rates, must be willing to allow insurers to charge sufficient premiums to cover their losses after a disaster."

MILITARY STRATEGY AND TECHNOLOGY

-- Michael Creswell, assistant professor of history:

"In light of the terrorist attacks on New York and Washington, the United States must be prepared to fight a war far different from any other it has undertaken," says Creswell, who specializes in international politics and military affairs. "Secretary of Defense Donald H. Rumsfeld must continue to persuade the skeptical armed services to slim down and adopt new technology because the threats of today and tomorrow will not be vanquished by the weapons of yesterday."

RELIGION

-- John Kelsay, professor of religion:

"The events of last fall have overshadowed what is perhaps, in the long run, a more important relationship -- the one between the vast majority of Muslims who do not support bin Laden and the people, especially Americans, who may see Muslims as a threat to their way of life," Kelsay says. He is the author of "Islam and War: A Study in Comparative Ethics" and was awarded a 2002 Guggenheim Fellowship to support the writing of a book on the Islamic law of war and peace.

TERRORISM

-- Will Moore, professor of political science:

"This will not be the end," says Moore, a political scientist who specializes in international relations and violence within and between countries. "We can anticipate there will be more attempts, internationally and on our soil, to engage in terror against the American people. The attempts may not be successful, but this is how these extremist groups wage war."

-- James Fendrich, professor of sociology:

"The world changed on Sept. 11 and we all need to adjust to it," says Fendrich, a political sociologist who teaches courses about unconventional politics and extremist groups.

TOURISM

-- Robert Bosselman, director of the Dedman School of Hospitality:

"During the last quarter of 2001, tourism in the United States took a severe and direct hit as a result of the Sept. 11 attacks with travel down by about 20 percent," says Bosselman, the former editor of the Journal of Hospitality and Tourism Research. "Since January 2002, though, things are slowly coming back with tourism numbers down only by about 5 to 10 percent. One big change in the U.S. is that a lot of people don't want to fly anymore, and destinations where people have to fly to get there, such as Miami, are feeling the pinch."