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If you borrow as much as a lender will give you to purchase a home, you may be spending more than you can afford, says a Purdue University expert on family budgeting. "The mortgage payment is only 60 percent of total housing costs," says Flora Williams, associate professor of family and consumer economics. "People underestimate the cost of owning a home, and rules on affordability need to be changed in light of a growing number of personal bankruptcies."

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Nature's tiniest ice cubes are providing new information about the unique properties of water. A Purdue University study shows that when water molecules are cooled to very low temperatures, naturally arrange themselves into small cubic structures that come in two forms.

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Harvard Medical School researchers have identified a method to control growth hormone (GH), which can cause retinal neovascularization, an abnormal growth of new blood vessels that can destroy sight. This discovery, reported in the June Science, could lead to new ways of preventing and treating certain eye diseases.

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The classroom practices and professional development of teachers who earn a Presidential Award for Excellence in Mathematics and Science Teaching (PAEMST) -- the nationís highest honor for K-12 educators -- more resemble their peers in nations that score high on international comparisons than those of many of their U.S. colleagues.

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Evidence is mounting that delta-9 tetrahydrocannabinol, or THC, the compound in marijuana that produces a high, might affect virtually every cell in the body, said a University of South Florida researcher who heads one of few scientific groups in the world investigating the function of cannabinoid (marijuana) receptors in the immune system.

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Scientists are celebrating the 100th anniversary of the discovery of the electron this year. Detection of this enigmatic particle -- which still has not surrendered all its secrets to modern researchers -- helped lift society up from its agrarian roots and permitted the development of such modern-day devices as microwave ovens, semiconductors, television and lasers, according to an article in the June 16 issue of Chemical & Engineering News (C&EN), the American Chemical Society's weekly news magazine.

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The heady odor of jasmine flowers is enough to give some people headaches and nausea. But there is a way to tame the aggressive perfume of jasmine and other blooms, according to research described in the June 16 issue of the American Chemical Society's Journal of Agricultural & Food Chemistry.

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A new study published in the June 11 Journal of the American Medical Association (JAMA) reinforces growing evidence that high blood levels of homocysteine, an amino acid, can increase the risk of heart disease as much as smoking or high cholesterol. Moreover, the study also suggests that people who supplement their diets with folic acid and other B vitamins, which are known to lower homocysteine levels, experience substantial protection from vascular disease.

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Compulsive buying could be "a real problem" in Mexico, say two researchers who have been studying consumer behavior in that country.

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Americans are getting about half as much fiber in the diet as they need, according to a new report from the American Heart Association that appears today in its journal Circulation

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"The American Heart Association applauds the fact that tobacco settlement talks are progressing, however, we will not render a position or any recommendations until we see something in writing and have an opportunity to conduct our own independent evaluation, " said AHA Chairman of the Board David A. Ness.

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Statement by Dr. Joseph Bordogna, Acting Deputy Director, National Science Foundation On Release of Third International Mathematics and Science Study 4th Grade Scores

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Clouds of primordial gas located near the outer reaches of the Universe appear to be infant galaxies whose behaviors are surprisingly similar to their grown-up counterparts, including our own Milky Way. According to new studies by astrophysicists at University of California, San Diego, the fact that these protogalaxies form relatively thick disks that rotate as rapidly as the mature gallaxies we see today contradicts accepted theory.

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Businesses are getting caught in the squeeze between wage and price inflation, says the director of the Center for Economic Studies at Babcock Graduate School of Management, Wake Forest University. Gary Shoesmith, director of the center, says " If interest rates increase this summer, businesses will feel the full brunt. But consumers, receiving higher and higher wage gains, are not nearly as affected."

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Researchers at the Johns Hopkins Children's Center have discovered that some metabolites (breakdown products) of a common antipsychotic drug stop the replication of HIV in human cell cultures. The study was published in the May 13 issue of Schizophrenia Research.

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As the United States Congress debates revisions to Superfund, a new report published by Resources for the Future suggests that, if the Environmental Protection Agency is required to base cleanup decisions on the expected future land use at a Superfund site, it will have to devise effective land use controls to prevent future exposure and more effectively involve the public in cleanup and reuse decisions.

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U.S. fourth-gradersí performance on the Third International Mathematics and Science Study (TIMSS) proves that students can overcome factors that traditionally are blamed for poor learning, if challenged by a solid curriculum based on national education standards coupled with competent teaching, according to officials of the National Science Foundation (NSF).

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1) Cheating Budgies Do It Out Of Sight; 2) The Real Reason To Fear Flying; 3) Food Bug Detectives Look Beyond The Usual Suspects; 4) Born-Again Superstar Breaks Record; 5) Can Gene Drugs Help You Dry Out?; 6) Miscarriage Danger; 7) Cold Comfort For Coral As Oil Wells Advance; 8) Cellphone Tests Aim To Bridge The Atlantic; 9) Will Phone Calls Travel By Balloon?; 10) The Box That Banished Office Wiring; 11) A Stretch Of The Imagination; 12) Slaughter On Seventh Avenue; 13) What Is This Octopus Thinking?; 14) Son Of Concorde

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Cornell University's Integrated Pest Management program has started a new pest-forecasting service. Growers and farmers can now belong to the Northeast Weather Association and get the latest in bacterial, fungal and pest forecasts.

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Preoperative testing is not necessary for healthy surgical patients, reports a Mayo study published in the June issue of Mayo Clinic Proceedings. Medical care costs of people with rheumatoid arthritis (RA) and osteoarthritis (OA) are two to three times higher than those of people without arthritis. Longer needles are needed to ensure that immunizations are effective in many people, say Mayo vaccine researchers. Several studies have shown that many patients' ulcerative colitis is improved by treatment with nicotine delivered via patch.

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The National Cancer Institute has awarded the University of Michigan a five-year, $5.5-million grant to fund a project which scans human DNA for threatening mutations and genetic damage.

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Astronomers using an advanced Defense Department satellite also available for non-Defense research have snapped an unusual ultraviolet image of the constellation Orion, hoping to find new insight into a bright region of new star formation.

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The Hubble Space Telescope has located a cosmic train wreck, the collision of the remnants of two neighboring stars that both exploded in a galaxy 17 million light years from Earth. Such interactions between supernovas, producing a tremendous amount of energy, had been predicted but never before witnessed.

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Good news for graduates -- downsizing hasn't worked.

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The picture of a pocket-protector-equipped computer nerd toiling quietly in a cubicle may someday become obsolete, according to research conducted by Temple University computer and information sciences professor John T. Nosek.

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Writhing balls of snakelike protein fragments may initiate the dysfunctional lesions called plaques that clog the brains of patients with Alzheimer's disease and similar neurological disorders, according to new research at UC Santa Cruz and UC San Francisco.

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Cornell women's health expert Andrea Parrot says teen girls get pregnant because they've nothing else to strive for and she calls for expensive, but proven, multi-dimensional community programs that provide hope and skills and prevent pregnancy.

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No ice is on the moon, according to a radar survey done at the Arecibo Observatory in Puerto Rico by Cornell and other researchers. This contradicts data from the military's Clementine mission last year, in which researchers suggested a small lake of ice might be around the South Pole. Not so, according to the Arecibo data.

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It's the environmental equivalent of turning a sow's ear into a silk purse ã Purdue University researchers have developed a process for making topsoil from coal ash, yard waste and industrial byproducts. "The potential benefits include the economical and environmental management of two waste products ã coal ash and industrial byproducts.".

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The African-American middle class, especially workers holding well-paying private-sector jobs, is in danger of disappearing -- and the political and social forces that helped create it may help hasten its demise, concludes a University of Illinois at Chicago sociologist in a new book.

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A biochemical technique being refined at Sandia National Laboratories may soon enable sensors that can in seconds detect the equivalent of one contaminant particle among a billion other molecules in waste streams.

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While climate change may have a wide range of adverse impacts on global water resources, a bigger threat to the future availability and use of water may come from other factors, such as population growth, technology, and economic, social and political conditions, according to a new issues brief published by Resources for the Future.

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The early warning signs of a major depression can fly under patients' psychic radar but those who recognize them can shorten or even avoid episodes, according to University of Michigan study.

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Sandia National Laboratories has organized a novel project to monitor a newly recognized, emerging disease known as Hepatitis C in cooperation with the Russian Nuclear Center at Chelyabinsk-70, the New Mexico Department of Health, the University of New Mexico School of Medicine, and Los Alamos National Laboratory.

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The University of Rochester's William E. Simon Graduate School of Business Administration was honored at a ceremony in Washington, D.C. on May 21 by the Templeton Honor Rolls for Education in a Free Scoiety with their prestigious award celebrating excellence in American higher education.

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Study Explores New Evidence That Continued Board Service Offsets Horizon Problems in CEO's Final Years of Employment

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Climate change polices that seek to reduce emissions of greenhouse gases are likely to aggravate distortions in the economy created by the tax system. However, most of this added cost can be offset if the policy raises revenue for the government and the revenues are then used to cut other taxes, according to a new issues brief published by Resources for the Future.

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A poultry vaccine that could reduce the incidence of salmonella-tainted eggs has been developed by an Iowa State University researcher. Veterinary microbiologist Theodore Kramer said the vaccine could improve food safety.

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Despite continuing student unrest, officials of Temple University and Hanyang University signed a historic agreement today (Wednesday, June 4) that establishes a Temple Executive MBA program and sets the stage for a broad range of cooperative educational efforts

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Two Savannah River Ecology Laboratory researchers are among four scientists who have been awarded a $115,000 grant to study how the nation's paper industry can save money by reducing its need for water and chemicals.

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Typical news reports, documentaries or movies about the aftermath of disasters, such as the recent tornadoes in Texas and floods in North Dakota, portray survivors progressing through predictable stages of emotions. These start with distress, then, ultimately, acceptance and recovery.

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A new study coauthored by a North Carolina State University botanist shows for the first time that electrical signals can trigger rapid gene expression in plants. The study, published this month (June 1997) in the European science journal Planta, shows when an electric stimulus is used to wound a tomato leaf, bioelectrical signals are rapidly transmitted from the injured cells to other cells throughout the plant.

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Trying to figure out what kind of career you want to pursue is hard enough. But it can also be expensive to get help. That's why Dr. Lawrence K. Jones at North Carolina State University has placed on the Internet a career interest evaluation and other helpful materials that people can use for free. The site, called The Career Key, allows anyone from middle school students to adults to get help identifying their career interests. The service is usually only available through a school or a professional career counselor.

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Cornell University researchers report in the journal Science the isolation of a bacterium, coccoid Strain 195, that turns toxic tetrachloroethene and other chlorinated ethylene pollutants into nontoxic ethene gas. The discovery could lead to better bioremediation strategies for the nation's number-two ground water pollutant.

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A new laser technique first developed to treat throat cancer also may stop vision loss caused by a blinding eye disease, according to preliminary studies led by a Johns Hopkins researcher.

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Tip Sheet from the American College of Physicians (ACP). 1) One Patient's Impact on Clinical Trial Research and Informed Consent 2) A History of Discrimination in Health Care 3) The Role of Hypertriglyceridemia in Cardiovascular Disease

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Members of the national Vaccine-Associated Feline Sarcoma Task Force, including the Cornell University Feline Health Center, recommend that cat owners and veterinarians reconsider the risk of exposure to certain infections before vaccinating cats. According to some estimates, as many as four out of every 10,000 vaccinations result in cancerous tumors at the vaccination site where certain vaccines are administered.

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Young women with low body iron -- but who are not quite anemic -- must use more effort to do the same amount of physical work or exercise than women who are not iron- deficient, according to several new Cornell University studies.

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The dietary supplement industry and the Food and Drug Administration (FDA) have been working together for a number of years to address the safety issues associated with ephedra-containing products. Manufacturers are already voluntarily implementing both warning labels and dosage limitations.

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1- Heat Wave Forecasts Could Help Save Cattle; 2- Fungus Is a Crop-Friendly Weed Whacker 3- Potato Late Blight May Be Arrested Earlier; 4- Trickle-L Group Offers Online Expertise to Growers, Gardeners.