Christmas on a Budget
Christmas shoppers are kicking into high gear, but what if you're a little short on cash this year? "If you haven't had a great year financially, consider telling the people on your Christmas list. Not so they'll give you money, but so they won't expect as big a gift, or one at all," says UAB economics professor Bradley K. Wilson, Ph.D. Shrinking the list is a valid response to lack of funds. "Talk with those you exchange gifts with and suggest not exchanging gifts or agreeing to much lower dollar limits on gifts. By doing this, you're probably doing them a big favor as well!" Keeping rein on your credit card usage can also help keep holiday finances in check.
Contact Jennifer Park, Media Relations, 205-934-3888 or [email protected].
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