An Iowa State professor of personal finance and consumer economics would like to see fewer college students experience financial distress. She offers them some no-nonsense tips to help them manage their money better.
The Rosenberg Center Franchise 50 Index recovered most of its losses in 2009 as it climbed 11.1 percent by the end of the second quarter 2009 with widespread gains in 40 of 50 components, some in excess of 100 percent.
The nation’s home foreclosure epidemic may be taking its toll on Americans’ health as well as their wallets. Nearly half of people studied while undergoing foreclosure reported depressive symptoms, and 37 percent met screening criteria for major depression, according to new University of Pennsylvania School of Medicine research published online this week in the American Journal of Public Health.
APICS The Association for Operations Management and the University of North Carolina Wilmington released the second quarterly Operations Management Employment Outlook today. Survey data reported in July 2009 indicate that 47 percent of respondents with hiring responsibility anticipate hiring staff. Quality and resource planning are indicated as top hiring areas.
The U.S. Food Stamp Program may help contribute to obesity among its users, according to a new nationwide study that followed participants for 14 years. Researchers found that the average user of food stamps had a Body Mass Index (BMI) 1.15 points higher than non-users.
Fewer black women with postgraduate degrees are getting married and having children, according to research to be presented at the 104th annual meeting of the American Sociological Association.
"Where care lodges, sleep will never lie," says Shakespeare in Romeo and Juliet. Today, millions of Americans can attest to his insight. According to a poll from the National Sleep Foundation (NSF), 27 percent of Americans say personal finances, the economy or unemployment concerns are keeping them awake at night.
"With President Obama now approaching six months in office, some have suggested that we have gone beyond race as a major dividing line in society. Yet nothing could be further from the truth," says Mark R. Rank, Ph.D., professor of social work at Washington University in St. Louis.
Land value taxes can promote economic development by removing disincentives to improve property. But it's hard to determine fairness when switching from a traditional property tax system to a land value tax system because the data on land values and wealth patterns are often inaccurate or uncertain.
As the economy continues to falter, a poll released today shows that parents must make harder choices about how to spend what money they have, and children "“ especially those who are uninsured or who are among the lowest income bracket - are more at risk because of it.
Drexel University's Dr. Ralph Walkling, executive director of the Corporate Governance Center at the University's LeBow College of Business, is available to comment on a wide range of issues in corporate governance. Walkling has been listed in the top one percent of more than 12,000 finance authors in terms of academic citations to their work.
While the country's economic woes appear vast, the three "r"'s of the recovery might boil down to job recruiting, money raising, and the future of financial regulation.
Urban economics professor Robert Edelstein at UC Berkeley's Haas School of Business will be available for media interviews to discuss solutions to the California economy at this week's American Real Estate and Urban Economics Association (AREUEA)'s annual conference, July 11-14, at the University of California, Los Angeles. Edelstein is chair of this year's conference.
The recession may have permanently changed some buying attitudes and behaviors. Consumers are spending less, they are hunting for deals and they have traded down from the high-end to the discount store. How can retailers satisfy consumers' expectations in a post-recession environment and still make money?
Butler University Marketing Lecturer Kate King says businesses will need to work harder to keep customers happy and they should begin preparing now by focusing their efforts in four areas.
In this tough economy, the allure of buying lottery tickets seems like a pretty enticing way to erase financial problems. But new research from Vanderbilt Law School found that people who won between $50,000 and $150,000 did not solve their debt problems and only postponed bankruptcy.
"Capitalism without the threat of bankruptcy is like Christianity without the threat of hell," famously said Princeton economics professor Alan Meltzer. "It doesn't work very well."
The economy has been in crisis for some time now, but Karen Videtic, chair of the Department of Fashion Design and Merchandising at Virginia Commonwealth University, says that clothing retailers are just adjusting now, and consumers can expect big changes on the sales floor.
Retail expert David Urban, Ph.D., chair of the Department of Marketing in the VCU School of Business, says that recessions tend to highlight every problem area that a retailer has "“ from operating inefficiencies to knowledge of their consumers.
Risk management is not a flashy business topic "“ after all, making money is more exciting than saving it. Still, managing risk and avoiding problems is every bit as critical to the health of a business as creating revenue, according to a VCU professor.
The economy is limping badly, and many consumers are suffering. Kelly O'Keefe, a branding expert and the executive education director at the VCU Brandcenter, believes businesses have a responsibility to project strength and assume a leadership role in such an uncertain climate.
The American automobile industry, specifically the "Big Three" companies of General Motors, Ford and Chrysler, has suffered deeply during the current recession.
The past can clarify the present, says Dean Johnson of Michigan Technological University, who uses the 1929 crash to teach about the 2008 housing debacle. He also observes that faith may finally be overcoming fear the financial markets.
Expert Tom Simpson, Federal Reserve Board veteran and University of North Carolina Wilmington executive in residence, is available to lend his expertise on topics related to the United States economic and financial systems to include the regulatory issues of commercial banks and their role in financing the economy. He is also prepared to make comparisons related to the current U.S. economic situation and the Great Depression.
Expert William W. "Woody" Hall Jr., senior economist with the Center for Business and Economic Services at the University of North Carolina Wilmington's Cameron School of Business forecasts slow economic growth for portions of Southeastern North Carolina through 2009 and 2010.
Wake Forest University political science professor David Coates presents three arguments against concerns that the United States is moving into a "˜new economy.'
In the debate over whether inflation or deflation poses a greater threat to the current economy, Robert Whaples, department chair and professor of economics at Wake Forest University, says the answer is clear.
Cities are scrapping public works projects that could help grow the knowledge economy if they don't expand infrastructure, says a national infrastructure and municipal finance expert at the University of Illinois at Chicago.
Analysis of personal bankruptcy rates across the 50 states shows why some states routinely have far higher filing rates: Wage garnishing laws and a preference for filing under Chapter 13 (repayment plan) as opposed to Chapter 7 (wiping out debt altogether).
Despite the infusion of nearly $200 billion of federal bailout money into the banking system since last October, the nation's banks had another rough quarter in the first three months of 2009. And, according to an analysis of federal bank data by American University's Investigative Reporting Workshop, it appears that mid-sized banks are suffering more than the largest banks.
For Father's Day: Five Questions for Daniel Kruger, PhD - Daniel Kruger, PhD, is a social psychologist at the University of Michigan who focuses on evolutionary psychology. His work explores the balance between the social and natural sciences and how that contributes to a broader understanding of human behavior, including natural selection. To mark Father's Day, the American Psychological Association spoke with Dr. Kruger about how evolutionary psychological research and other psychology disciplines are helping to better understand men and their roles in an ever changing society.
The last thing most people in a bad love affair want to do is to read informational articles about romance. But people facing financial difficulties often choose to read articles which may help them cope with their money problems. Those are some findings of a new study that aimed to discover whether people use the news media to escape from their problems or find information on how to cope with them.
Could the recent trend of tighter U.S. government oversight of banks and automobiles be extended to the oil industry, and would it benefit consumers? Research by Dr. Oliver Roche focuses on the benefits--and drawbacks--of a country already practicing stricter oil controls: China.
Important new research, forthcoming in the August 2009 issue of the Journal of Economic Behavior and Organization, expands our understanding of whether economic concerns outweigh political reforms in their impact on subjective well-being.
The country's economic woes are forcing many companies to become lean and mean in their business practices -- most notably Detroit's "Big 3" automakers. In the current economic climate, "lean manufacturing" has now become all the rage within industry according to Danny Johnson, an Iowa State University associate professor of operations and supply chain management.
Both the dollar depreciation and the increase in longer-term interest rates are attributable to fears of significant long-term inflation resulting from massive government borrowing and anticipated ongoing deficit spending. Expecting inflation, investors worldwide tend to move their money from dollars to what they believe will be more stable currencies. This results in depreciation of the dollar.
Two University of Alabama at Birmingham (UAB) professors from the School of Business say General Motors' (GM) bankruptcy is no guarantee of a successful future and warn that released details about the reorganization strategy raise serious questions about the plan's potential success.
With GM apparently on its way bankruptcy court, a new study by University of Iowa finance professor Erik Lie might not be very comforting for the company. The study found that many companies that enter Chapter 11 bankruptcy proceedings emerge too soon and with too much debt to survive long-term.
June 3 industry conference on challenges faced by companies with global supply chains. One day meeting will feature presentations by supply chain managers at 7 major corporations including Boeing, Emerson, Monsanto, ExpressScripts. Strategies for dealing with recession and eventual economic recovery to be among topics.
Rural workers stand to benefit from the modernization of unemployment insurance (UI) to cover part-time workers, which is an opportunity for states under the American Reinvestment and Recovery Plan (ARRA), a new brief from the Carsey Institute at the University of New Hampshire finds.
Legislation intended to protect consumers from the credit card industry by imposing new regulations on fees, disclosures and interest-rate changes may help but is no cure-all, says consumer psychologist Michael McCall.
The Chrysler restructuring plan, which favors unsecured over secured investors, sets a dangerous precedent that could undermine confidence in financial markets, according to a finance professor at the University of Indianapolis.
New England's current economic problems are anticipated to continue throughout 2009, with only modest improvement in 2010, according to Ross Gittell, James R. Carter Professor of Management at the University of New Hampshire.
Congressional TARP overseer Elizabeth Warren and several other leading bankruptcy experts will gather for the first time to examine data from the Consumer Bankruptcy Project, a massive database of bankruptcy survey information developed by Warren as a law professor at Harvard.